Thursday, January 17, 2019

What is Paytm postpaid in hindi | Zero Interest Loan

Paytm Postpaid Kya Hai? | binaa paise ki kharidaari kare

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What is Paytm postpaid in hindi | Zero Interest Loan

namaskaar doston, kyaa aapke paas paise nahin hai? kyaa aap binaa paise ke kharidaari karnaa chaahte hai? agar haa ! to aap bilakul sahi jagah hai ham yahaan baat karenge Paytm Postpaid ke baare men, jo ki abhi haal hi launch huaa hai. ham yahaan par vistaar se jaanenge ki Paytm postpaid kyaa hai? eskaa use kaise karnaa hai? aur agar hamen mobile recharge, bill payment yaa shopping payment karnaa ho to kaise kar kar sakte hai?



Offer aur latest payment feature ke maamle men Paytm koi pichhe nahin chhod saktaa hai aur yah koshish bhi kartaa hai ki apne customers ko har ek sambhav digital payment system provide kiyaa jaaa. aaj hamaare paas anaginat mobile payment wallet hai jo ki alag-alag tarah ke offers dete rakhte hai taaki unse customers jude sake lekin phir bhi Paytm ke reputation aur popularity par koi effect nahin pdaa hai.



Paytm postpaid customers ke lia kitnaa helpful hogaa aur esse kis tarah se phaaydaa liyaa jaa saktaa hai eske baare men vistaar se samjhenge but usse pahle jaante hai ki

Paytm Postpaid Kya Hai?


Postpaid, Paytm payment system kaa ek hissaa hai jo ki users ko ek aisaa feature provide kartaa hai jisse vah mobile recharge, bill, ticket, shopping jaise sabhi kaam ke lia ke lia money credit le sakte hai. yaani Paytm postpaid ek aisaa feature hai jiskaa use karke users digital loan le sakte hai.



Benefits Of Paytm Postpaid:


aisaa nahin hai ki online loan dene vaalaa yah pahle application hain esse pahle bahut se companies ne es idea ko laanch kar chuke hai jisme se Flipkart Cardless Credit Payment sabse papular men se ek hain. lekin har ek business kaa apnaa ek alag tarikaa hotaa hai aur uske apne benefits hote hai. Paytm ke es naye features se users kuchh es tarike kaa laabh le sakte hai.



Pay Later – agar aapko online purchase karnaa hai aur aapke paas paise nahin hai to aapke  lia yah feature vardaan saabit ho saktaa hai. kyoki eske dvaaraa aap instant credit le sakte hai aur next month return kar sakte hai.

Free credit for upto 37 days – jyaadaatar credit dene vaale services 30 din ke andar hi paise return chaahti hai aur agar customers aisaa nahin karte hai to usko late fees denaa hotaa hai. lekin Paytm postpaid men aisaa nahin hai, yah customers ko pure 37 din kaa time degaa paise return karne ke lia jo ki bilakul free honge usme koi charge nahin liyaa jaayegaa।

99% Payment Success rate – aksar hamaare saath hotaa hai ki  ham Online credit/debit card se payment kar rahe hote hai to payment puraa nahin hotaa yaa bahut jyaadaa time letaa hai. aisaa esalia hotaa hai kyoki Credit/debit yaa net banking se pement akarne ke Payment Gateway use kiyaa jaataa hai. But postpaid men kisi bhi prkaar ke gateway ki jarurat nahin hai aur esalia esmen pement kabhi fail nahin hogaa।

Paytm Postpaid Activate Kaise kare?




yah feature sabhi ke lia updated Paytm app men jud chukaa hai lekin sabhi ke lia available nahin hai. chuki yah abhi apne Beta phase men hai esalia kuchh selected customers ko hi diyaa gayaa hai.

main  eske lia eligible hun aur mere account men eskaa balance add  hain jiskaa main use kar saktaa hun.



What is Paytm postpaid in hindi | Zero Interest Loan


What is Paytm postpaid in hindi 

aise men  agar bhi activate karnaa chaahte hai to aapko check karnaa hogaa ki aap Paytm postpaid ke lia eligible hain yaa nahin,  yah chek karne ke lia aapko koi alag app download karne ki jarurat nahin hai.



agar aap eligible hain to aapke Paytm App Home page par esak banner dikhne lagegaa aur aap usapar click karke apnaa credit limit check kar sakte hai.


agar nahin dikh rahaa hai to aapko profile par jaanaa hogaa aur Postpaid option par click karke check  hogaa। agar aap eligible hai  to aapko name, gender, date of birth, email, current address, Aadhar no and PAN details ke saath apply karnaa hogaa uske baad aapko credit spend limit mil jaayegaa।

Paytm postpaid se kitna credit limit milega?



jaisaa ki aapne mere account men dekh sakte hain mujhe 12,50 rupye kaa credit limit milaa hai aise men kam se kam aur jyaadaa se jyaadaa hamen kitnaa limit mil saktaa hai aur kaise?



aapko postpaid account men kitnaa credit milegaa yah depend kartaa hai aapke account transaction history aur ICICI Bank policies par. aapke account men jitnaa jyaadaa traansakshan hogaa aapko utnaa jyaadaa credit limit mil saktaa hai  – 500 rupye se 60,000 rupye ke  bich men.

Paytm Postpaid Ka Use Kaha kar Sakte hai?


chuki yah ek digital payment hai esalia aap eskaa use online payment ke lia kar sakte hai. jaise ki movies & travel ticket book karne ke lia, mobile recharge karne ke liye aur Paytm mall par shopping karne ke lia. agar aap soch rahe hai ki en paiso ko aap Bank men transfer kar sakte hai to aap bilakul galat hai kyoki yah credit balance keval online/offline payment ke lia estemaal kiyaa jaa saktaa hai.

kuchh jaruri FAQs:


Due amount repay kab karnaa hogaa?




agar aap credit balance kaa estemaal karte hai to aapko eske repayment ke baare men har mahine ke 1st taarikh ko statement mil jaayegaa aur mahine ke 7th taarikh tak aap repay kar sakte hai.

Due amount repay kaise kare?


agar aapke paas ICICI Bank account hain to aap use link kar sakte hai aur account ke directly repayment kar sakte hai. eske saath aap Paytm Wallet, Net Banking, Credit card, Debit card se bhi repay kar sakte hai.

kyaa hamen Interest denaa hogaa?




nahi, users ko kisi bhi prkaar kaa interest nahin denaa hogaa jitnaa kredit kharch karte hai utnaa vaapas karnaa hogaa। lekin agar repayment due date se late hotaa hai to uske lia charge denaa hogaa jo ki es prkaar hain.




Paytm Postpaid Pros & Cons:


eske bahut se phaayde bhi hain aur kuchh anuksaan bhi,

Paytm postpaid kaa sabse bdaa  hain ki hame binaa kisi interest rate ke Rs. 60,000 rupye tak credit loan  mil saktaa hai jiskaa use ham apni jarurat puraa karne karne ke lia kar sakte hain.



eske saath hamse Aadhaar Card aur Pan Card ke alaavaa kisi bhi document kaa demand nahin kiyaa gayaa aur agar KYC verification ho gayaa aapke account kaa to aapko kuchh bhi submit karne ki jarur nahin hai hamen bas ek click men credit mil jaataa hai.

nuksaan ki baat kare to eskaa jo late fees hain vo karib amount kaa 10% hai aur aise agar ham time se repay nahin kiye to hamen extra charge pay karnaa hogaa।



doston, Paytm postpaid activate kar sakte hai eske lia aapko kisi bhi tarah kaa charge nahin denaa hogaa lekin jo amount aapke account men add huaa hai aap use kharch karne se pahle ye jarur soch le ki kyaa aap use next month 7th taarikh se pahle repay kar paaange agar nahin to aapko charge ke saath repayment karnaa hogaa। 

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